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Roth IRA vs IRA – Which Should You Use?

Written by Adam on January 22, 2018. Updated January 8, 2023.
9 min read. Financial Independence, Investing, Featured, Blog, Canonical. 24 Comments

A few weeks ago I mentioned the new 401k, IRA and Roth IRA limits for 2018. In 2021 401(k)’s got a $500 a year bump up to $19,500/year, but Roth IRAs and IRAs held steady with a limit of $6,000 a year combined. Figuring out which account to use can be tricky, but in this post, I’m going to highlight what I think will pay off the most for you in the long run.

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The Simple Path to Wealth Book Review

Written by Adam on January 19, 2018. Updated January 8, 2023.
7 min read. Investing, Blog, Canonical. 8 Comments

Learning to invest isn’t something you can condense into a blog post. It requires broad knowledge on a dozen different topics ranging from financial independence to how markets fluctuate to stocks vs bonds, index funds, diversification, Vanguard vs other brokerages, how to choose what to invest in and dozens of other topics. JL Collins explored these topics in his very popular Stock Series, which spans 31 articles (!).

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Reduce Kitchen Clutter with The Dishwasher Challenge

Written by Adam on January 17, 2018. Updated January 8, 2023.
3 min read. Canonical, Blog, Personal, Minimalism. 9 Comments

Mrs. Minafi has heard this line too many times to count: “Want to try an experiment?”. Following our recent move from a 1,700 square foot house to an apartment, we’ve been on a mission to clear away as much clutter as possible and earn back as much time as we can. After staying in a temporary apartment for a few weeks, there was one thing we learned to appreciate fast – how much easier it was keeping a clean kitchen with a smaller dining set.

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Minafi 2017 Q4 Winter Investment Report

Written by Adam on January 15, 2018. Updated January 8, 2023.
10 min read. Financial Independence, Personal, Investing, Featured, Blog, Canonical. 14 Comments

At the end of every quarter, I share a snapshot of my current finances. This includes what I’m invested in, their values and the change over time. The hope of sharing this information is to show it’s possible to make money investing in super-simple ways without the need to watch the latest news.

My hope is that people realize how easy it is to invest and take control of their own finances. Whether that’s reading a book on the topic, taking my free investing course, or looking at what others are doing and learning from that. When I learned to invest it was a combination of all of these, and I always wished more people shared the nitty-gritty of their own decision making. I hope this helps to highlight what I’m investing in, and get feedback from those more experienced than myself about ways I could improve.

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9 Songs About Money You Won’t Hear on the Radio

Written by Adam on January 12, 2018. Updated January 8, 2023.
3 min read. Blog, Canonical, Investing. 5 Comments

Writing about money has meant I notice it a little more in everyday life. After seeing Dee-1 perform recently, it got me thinking: What other songs are there about money that you wouldn’t hear on the radio? I prompted this questions to friends and family and filled out a list of 9 songs that are all crazy catchy.

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What’s a Moment Where You Felt The Most Euphoric?

Written by Adam on January 10, 2018. Updated January 8, 2023.
3 min read. Personal, Mindfulness, Blog. 1 Comment

One tradition that we’ve kept alive at Code School for years is storytime. The idea of it is simple. When a group of 4-8 of us are together someone starts things off by asking a question. Then, we go around the group each taking the time to answer it with a story. We’ve shared stories many times – over cocktails at bars, while at developer conferences, in hot tubs at company retreats and around fires on the beach.

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