The 4% states you need your yearly spending times 25 to retirement. One question I get a bunch is around the idea of "what assets are included" in that 25x number. Spoiler: It's not your house.[Read more...] about Your House Doesn’t Count Towards the 4% Rule
Personal
Mastery is a Trap
You don't need to be a master to accomplish your goals. Spending all of your time perfecting one aspect can hold you back when you need a diverse skill set to delivery.[Read more...] about Mastery is a Trap
Minafi 2018 Q1 Spring Investment Report
A snapshot of my finances as of April 1, 2018. We were down 1.5% for a total of -$19,120.00 for the quarter. This includes my investment totals, specific stocks, category breakdowns and how I'm doing on the road to FI.[Read more...] about Minafi 2018 Q1 Spring Investment Report
How Tradition Tricks You Into Wanting Things You Don’t Need
Traditions like Christmas, Thanksgiving, and 4th of July are a huge part of American culture. These traditions spawn shopping trips, consumerism and more. What can we do to be more mindful about our holiday choices?[Read more...] about How Tradition Tricks You Into Wanting Things You Don’t Need
Why I Turned Down Double My Salary
Last year, we moved across the country from Orlando to Salt Lake City. Before we reached this decision, I researched other companies, looked at other jobs and interviewed other places. In the end, I had to make the decision: is the extra money worth it?[Read more...] about Why I Turned Down Double My Salary
I Make Enough Money to Live in a Minimalist House
The minimalist aesthetic isn't as cheap as it looks. There are a number hidden costs to owning fewer things. Living in a minimalist house requires more investment than you might know.[Read more...] about I Make Enough Money to Live in a Minimalist House