Financial Independence

How A Bank Error In My Favor Earned Me $100,000 and I Got to Keep it. Really.

Written by Adam on February 19, 2018. Updated January 8, 2023.
7 min read. Personal, Financial Independence, Featured, Blog, Canonical. 31 Comments

A few months after I graduated college my mom passed away. That led to a complicated estate and inheritance legal case that ended up with me (somehow) getting $100,000 that I probably shouldn't have gotten. Here's how it happened.[Read more...] about How A Bank Error In My Favor Earned Me $100,000 and I Got to Keep it. Really.

Vanguard Backdoor Roth IRA Conversion Walkthrough

Written by Adam on February 5, 2018. Updated January 8, 2023.
6 min read. Investing, Featured, Blog, Canonical, Financial Independence. 34 Comments

Step by step walkthrough of how to perform a Backdoor Roth IRA conversion on Vanguard with screenshots of each step. Vanguard makes the process extremely simple, and allows you to do it all on your own from their website.[Read more...] about Vanguard Backdoor Roth IRA Conversion Walkthrough

How Speculative Investing (No, Not $GME) Brought Me Closer to FI

Written by Adam on January 26, 2018. Updated January 8, 2023.
8 min read. Personal, Financial Independence, Investing, Blog, Canonical. 15 Comments

With the rise of Bitcoin, it can look like everyone is getting rich. Speculative investing isn't a new thing, but if done wrong it can bring down even the best portfolios. How can you pick investments that are going to spike?[Read more...] about How Speculative Investing (No, Not $GME) Brought Me Closer to FI

Roth IRA vs IRA – Which Should You Use?

Written by Adam on January 22, 2018. Updated January 8, 2023.
9 min read. Financial Independence, Investing, Featured, Blog, Canonical. 24 Comments

How do you decide between a Roth IRA and a Traditional IRA? In this guide, we'll go over all the reasons why you might want to use either of these, and how the 2018 tax bill could affect this decision.[Read more...] about Roth IRA vs IRA – Which Should You Use?

Minafi 2017 Q4 Winter Investment Report

Written by Adam on January 15, 2018. Updated January 8, 2023.
10 min read. Personal, Financial Independence, Investing, Featured, Blog, Canonical. 14 Comments

A snapshot of my finances as of January 1, 2018. We were up 12.2% for a total of +$133,765.50 for the quarter. This includes my investment totals, specific stocks, category breakdowns and how I'm doing on the road to FI.[Read more...] about Minafi 2017 Q4 Winter Investment Report

Living for Tomorrow vs Living for Today

Written by Adam on December 22, 2017. Updated January 8, 2023.
2 min read. Mindfulness, Financial Independence, Blog. Leave a Comment

How do you balance activities that enhance your future with ones that enrich your present? Try focusing on both to optimize your happiness and personal growth.[Read more...] about Living for Tomorrow vs Living for Today