Financial Independence

I’ve Tracked My Spending For 8+ Years and Here’s What I Learned

Written by Adam on May 22, 2018. Updated January 8, 2023.
9 min read. Personal, Financial Independence, Blog, Canonical. 12 Comments

Every quarter I go over every expense I have and categorize it. This has led to a wealth of information on my own spending habits - some good and good bad. Here's an in-depth look at what I've learned.[Read more...] about I’ve Tracked My Spending For 8+ Years and Here’s What I Learned

What’s the Difference Between Fire, Lean Fire, and Fat Fire?

Written by Adam on May 14, 2018. Updated January 8, 2023.
9 min read. Data, Financial Independence, Featured, Blog, Minafi, Canonical. 28 Comments

People use the terms "fire", "lean fire" and "fat fire" all the time - but what do they mean? In this data-driven post, we look into the numbers behind these pursuits and what you could do to hit your numbers.[Read more...] about What’s the Difference Between Fire, Lean Fire, and Fat Fire?

Find Your Irresistible Staircase to Early Retirement

Written by Adam on May 7, 2018. Updated January 8, 2023.
7 min read. Minimalism, Financial Independence, Blog, Minafi, Canonical. 5 Comments

What is your path to early retirement? Having a set goal is one thing, but designing a life with an irresistible staircase there is another thing. If you can find your own motivation, you'll get there sooner than you think.[Read more...] about Find Your Irresistible Staircase to Early Retirement

The Gender Pay Gap Told Through Data From the Finance Blogging Community

Written by Adam on April 30, 2018. Updated January 8, 2023.
17 min read. Canonical, Financial Independence, Investing, Interactive, Featured, Blog, Minafi. 30 Comments

The salary difference between men and women has been studied in many different times in many different fields. In each study, the raw findings are the same - women make less than men. Does this trend hold true for the personal finance community and it's readers?[Read more...] about The Gender Pay Gap Told Through Data From the Finance Blogging Community

Your House Doesn’t Count Towards the 4% Rule

Written by Adam on April 26, 2018. Updated January 8, 2023.
7 min read. Personal, Financial Independence, Blog, Minafi, Canonical. 4 Comments

The 4% states you need your yearly spending times 25 to retirement. One question I get a bunch is around the idea of "what assets are included" in that 25x number. Spoiler: It's not your house.[Read more...] about Your House Doesn’t Count Towards the 4% Rule

When Pursuing Early Retirement, You Must Be Armed With a Bag of Whys

Written by Adam on April 19, 2018. Updated January 8, 2023.
3 min read. Mindfulness, Financial Independence, Blog, Minafi, Canonical. Leave a Comment

Why do you want to retire early? This question and more are key to keeping your motivation going and growing grit while saving up and accumulating wealth for early retirement. Having a core set of "whys" can help.[Read more...] about When Pursuing Early Retirement, You Must Be Armed With a Bag of Whys