Minafi

Financial Independence Through Investing, Minimalism & Mindfulness

Minafi

Our New $6,000 Car

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6 min read. Minafi, Personal, Blog, Canonical. 10 Comments

We bought a new car for $6,000! Well, that was the price after trading in our existing cars. Here's a look at how we decided what to buy and who to buy it from.[Read more...] about Our New $6,000 Car

How We Plan to Spend $80,000 a Year & Pay Nearly $0 Taxes

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9 min read. Canonical, Personal, Investing, Taxes, Blog, Minafi. 24 Comments

I'm always interested to hear how other people are minimizing their tax liability after retirement. Here is my personal strategy that we'll be using to reduce our taxes to nearly zero when we stop working. This approach sounds unrealistic, but you might be able to hit $0 in taxes too![Read more...] about How We Plan to Spend $80,000 a Year & Pay Nearly $0 Taxes

Why I Avoid Dividends Like the Plague

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7 min read. Taxes, Personal, Investing, Blog, Minafi, Canonical. 16 Comments

Dividends may seem like a free money, but if you're not prepared for it you'll be caught with an unexpected tax-burden at the end of the year. My own investing strategy relies on both reducing dividend in taxable accounts and embracing them tax-advantaged ones. This allocation helps to cut taxes to the bone.[Read more...] about Why I Avoid Dividends Like the Plague

How We Spent $15,000 on Our Honeymoon and Why We’d Do It Again

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20 min read. Personal, Featured, Blog, Minafi, Canonical. 22 Comments

For the first time in our lives, we traveled with a guide and a schedule to Vietnam, Laos and Cambodia. The cost of this trip? Around $15,000 for 2 weeks. It was an absolutely amazing trip filled with friends, memories and as much delicious food as we could stomach.[Read more...] about How We Spent $15,000 on Our Honeymoon and Why We’d Do It Again