Minafi

Financial Independence Through Investing, Minimalism & Mindfulness

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Pay Fewer Fees by Reverse Engineering Retirement Date Funds

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6 min read. Investing, Blog, Canonical. 17 Comments

Target retirement date funds are a great place to get started investing. They do all the hard work of figuring out what to invest in and they even reallocate for you! Depending on your brokerage, you could be paying a hefty price for this service. Could you save 90% of your fees by doing this yourself?[Read more...] about Pay Fewer Fees by Reverse Engineering Retirement Date Funds

11 Mistakes Made By First-Time Investors

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8 min read. Investing, Blog, Canonical. 3 Comments

Learning how to invest takes a lot of research. One way to get up to speed fast is to learn from others mistakes. Lucky for you, I've made many! Here are 11 mistakes that I've found to be the most impactful for first-time investors.[Read more...] about 11 Mistakes Made By First-Time Investors

Why I’m Loving Apartment Living After 35 Years in a House

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6 min read. Personal, Minimalism, Blog, Canonical. 23 Comments

I grew up in a house. After a few years in college in apartments, I quickly moved into a house after graduation. I thought that was what I wanted. After recently switching back to an apartment, I'm realizing I haven't been organizing my life around what I value most.[Read more...] about Why I’m Loving Apartment Living After 35 Years in a House

Understanding Your Asset Allocation with Spreadsheets and Personal Capital

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6 min read. Canonical, Investing, Blog. 2 Comments

Tracking your asset allocation can help understand the difference between your target asset allocation and your current state. I use two techniques to monitor mine - using an external tool and manually monitoring it.[Read more...] about Understanding Your Asset Allocation with Spreadsheets and Personal Capital

How A Bank Error In My Favor Earned Me $100,000 and I Got to Keep it. Really.

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7 min read. Financial Independence, Personal, Featured, Blog, Canonical. 31 Comments

A few months after I graduated college my mom passed away. That led to a complicated estate and inheritance legal case that ended up with me (somehow) getting $100,000 that I probably shouldn't have gotten. Here's how it happened.[Read more...] about How A Bank Error In My Favor Earned Me $100,000 and I Got to Keep it. Really.