Minafi

Financial Independence Through Investing, Minimalism & Mindfulness

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Why You Think in the Mediums Of Your Message

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3 min read. Mindfulness, Blog. 1 Comment

Not to be confused with The Medium is the Massage, but when you see something interesting happen — maybe something funny, maybe a beautiful sight, or a something completely unexpected — what is your immediate reaction to do with that newfound knowledge?

Based on the mediums you spend your time, you’ll likely have a completely different answer. For myself, I’ve spent entirely too much of the last few years on Twitter (but you can still follow adamfortuna on there!). Because of this, I’ve recognized myself occasionally thinking in 140 characters. How limiting is that? It got me wondering what I did to start thinking in that limited box?

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What Does Financial Independence Mean to Me? Is it Just About Quitting and Retiring?

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4 min read. Financial Independence, Blog, Canonical, Personal. 6 Comments

No. That’s the short answer. Friends, coworkers, family, and readers discovering this blog— I’m not unhappy with life and looking to quit my job and retire. In writing up my personal mission last year, it helped me understand what I want to focus on with my time. The mission I came up might explain some of why I’m not looking to retire:

I help empower people to transform their ideas into reality by enlivening code education.

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Which Investment Accounts Should I Use?

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9 min read. Financial Independence, Investing, Blog, Canonical. 3 Comments

In the first post in this series, I asked: “Why are you investing?”.

Today we’ll use that information to understand which type of account you should put your money in.

The Account Type Playing Field

Let’s start with an overview of the three main types of accounts. These are the major account types. If you understand these 4 account types, chances are that’s all you’ll need to ever use for personal investing. There are other account types out there, but I’d argue that in almost all cases one of these 4 would be more beneficial. There are a few key points to know about each of these accounts you’ll want to watch for:

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Avoiding the Lifestyle Inflation Trap

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4 min read. Minimalism, Blog. Leave a Comment

Left unchecked, there’s one thing that’s almost certain to happen in the lives of most people as they grow in their careers:

The more money you earn, the more money you will spend.

This is the core concept of lifestyle inflation. It’s a difficult trap to avoid. Preventing growth is easier than downsizing later in life.

Purchases that tie us down for years are the hardest to handle. Student loans, home purchases, and cars are the leading limitations, but health care expenses can be a burden with a single emergency while uninsured.

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June 2017: Monthly Goal Review

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3 min read. Goals, Blog, Personal. Leave a Comment

June 2017 marked the 1 year anniversary of the Pulse shooting here in Orlando. Our family and friends were safe, but everyone I know was shaken up and impacted in their own ways. For me, heading to the Pulse memorial at Lake Eola and surrounding myself with others affected by the tragedy helped. The nightclub itself was less than 2 miles from the office I work from.

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